Most people fear credit cards—but when used wisely, they can skyrocket your credit score faster than anything else! 🚀
Here’s how:
✅ Use Only 30% of Your Limit
Keeping your usage low shows lenders you’re responsible.
✅ Pay On Time, Every Time
One late payment can hurt your score. Set reminders or enable auto-pay.
✅ Keep Old Cards Active
Older accounts strengthen your credit history—don’t close them!
✅ Diversify Your Credit Mix
A mix of loans & credit cards improves your score. But don’t overdo it!
🔍 Check Your Credit Report Regularly
Errors can lower your score. Review and correct them for a boost!
💡 Check Your CIBIL Score for FREE: www.GenzPe.in
Need help improving your credit?
📩 hello@genzpe.in | 📞 +91 93113 47006
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