Digital Lending Platform Development Service

Digital Lending Software

At NBFC Advisor, we pride ourselves on transforming the digital lending landscape with our innovative digital lending platform. Our platform automates the entire loan process, from customer onboarding and creditworthiness assessment to automatic loan disbursement. Tailored specifically for NBFCs and financial institutions, NBFC Advisor's digital lending platform offers unparalleled flexibility through on-premises deployment or cloud-based access, ensuring seamless integration and optimized efficiency.

Features of NBFC Advisor’s Digital Lending Platform

  • Responsive Access and Device Compatibility: NBFC Advisor's e-PLATFORM ensures responsive access for both banks and customers across various devices, providing a seamless and efficient user experience.

  • Versatility for Different Loan Types: Our platform is configured for MSME, Retail, and Agri loans, significantly reducing manual interventions in the customer journey.

  • Seamless Customer Onboarding: The platform facilitates the onboarding of new-to-bank (NTB) and existing-to-bank (ETB) customers through eKYC and vKYC, integrating seamlessly with external agencies and internal systems for comprehensive validation.

  • Comprehensive Document Verification: Our system verifies crucial documents such as bank statements, PAN, UDAI, CIN, legal information, and Aadhaar, ensuring a robust validation process.

  • Transparent Application Tracking: The platform enables transparent tracking of loan applications, reflecting actions taken by bankers at every stage, which enhances accountability and customer satisfaction.

  • Efficient Decision-Making: The in-built Business Rules Engine (BRE) allows for efficient digital loan decision-making, streamlining the approval process and reducing turnaround times.

  • Advanced Security Features: Features such as geo-tagging, video KYC, and liveliness checks ensure the authenticity of customers and companies, adding an extra layer of security.

  • API-Based Verification and Data Analysis: API-based functions facilitate verification, data gathering, and analysis, providing banks and customers with comprehensive insights.

  • Detailed Analysis Capabilities: The platform provides extensive analysis, including bank statements, legal information, ITR, GST, MCA reports, credit information, and CERSAI land records.

  • User-Friendly Application Management: Users can resume and track their loan applications from any step, ensuring flexibility and convenience.

  • Comprehensive Application History: The platform checks existing applications and maintains a 90-day history across all product types, ensuring thorough documentation and tracking.

  • Document Generation and Download: Users can generate and download documents in the bank's format, ensuring that all necessary paperwork is completed efficiently.

Seamless Integration with Lenders

NBFC Advisor's Digital Lending Platform seamlessly integrates with lenders' infrastructure, offering a user-friendly backend workflow. This integration allows for easy tracking and modification of applications based on credit team analysis, ensuring a streamlined lending process.

Explore all the opportunities that NBFC Advisor’s Digital Lending Platform has to offer. Check us out now and book a demo to see how we can transform your lending process.

Use Cases of NBFC Advisor’s Digital Lending Platform

  • Borrower’s Onboarding: Simplifies the process of onboarding new customers, making it quicker and more efficient.

  • Assessment of Creditworthiness: Provides a comprehensive assessment of a borrower’s creditworthiness, using various verification and analysis tools.

  • Automatic Loan Disbursement: Automates the loan disbursement process, ensuring timely and accurate loan distribution.

Why Choose NBFC Advisor?

NBFC Advisor is India's leading fintech company, providing specialized tools for NBFCs and financial institutions. Our platform's advanced features and seamless integration capabilities make it the ideal choice for enhancing the efficiency and effectiveness of your lending operations.


Frequently Asked Questions

Q1. What is NBFC Advisor’s Digital Lending Platform?

Ans: NBFC Advisor’s Digital Lending Platform is an automated solution that streamlines the entire loan process, from customer onboarding and creditworthiness assessment to loan disbursement.

Q2. How does the platform ensure the security of customer data?

Ans: Our platform includes advanced security features such as geo-tagging, video KYC, and liveliness checks to ensure the authenticity and security of customer data.

Q3. Can the platform be integrated with existing banking systems?

Ans: Yes, NBFC Advisor’s Digital Lending Platform offers both on-premises deployment and cloud-based access, ensuring seamless integration with existing banking infrastructure.

Q4. What types of loans does the platform support?

Ans: The platform supports MSME, Retail, and Agri loans, providing flexibility and reducing manual interventions.

Q5. How does the platform handle document verification?

Ans: The platform verifies critical documents such as bank statements, PAN, UDAI, CIN, legal information, and Aadhaar, ensuring thorough and accurate validation.

Q6. Is there a way to track the progress of a loan application?

Ans: Yes, the platform provides transparent application tracking, allowing users to see the actions taken by bankers at every stage of the process.

Q7. Can I resume an incomplete loan application?

Ans: Yes, users can resume and track their loan applications from any step, providing flexibility and convenience in managing their applications.