Blogs

India’s credit landscape is rapidly evolving, and Pass-Through Certificates (PTCs) are driving this transformation.  What Are PTCs? PTCs are financial instruments backed by loan pools, allowing NBFCs to transfer loan ownership to ban...

On October 4, 2024, the Reserve Bank of India (RBI) issued a Draft Circular titled "Forms of Business and Prudential Regulation for Investments" that seeks to amend the extant Master Direction—Reserve Bank of India (Financial Services...

India’s fintech ecosystem has rapidly evolved into one of the most dynamic and innovative sectors in the world. While payments, digital banking, and other services have played an important role, lending has emerged as the primary driver of prof...

In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...

Introduction The Securities and Exchange Board of India (SEBI) has recently introduced significant amendments to the regulations governing Category I and Category II Alternative Investment Funds (AIFs), with a specific focus on borrowing provision...

The alternative investment industry in India is experiencing a remarkable surge, outpacing traditional mutual funds at an unprecedented rate. Over the last five years, from June FY19 to June FY24, the industry has achieved a Compound Annual Growth Ra...

Emerging technologies and strategic partnerships are crucial for Non-Banking Financial Companies (NBFCs) to thrive in an increasingly regulated and competitive financial landscape. By integrating advanced technologies and collaborating with FinTech c...

Imagine being able to withdraw cash from an ATM without using your card or deposit cash using only your smartphone. Thanks to the efforts of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI), this is now possible w...

The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...

The fintech industry is experiencing an unprecedented evolution, driven by groundbreaking innovations that are transforming how we manage, invest, and think about money. From artificial intelligence to blockchain, the financial landscape is being red...

In today's dynamic financial landscape, small Non-Banking Financial Companies (NBFCs) and FinTech players face unique challenges and opportunities. While these entities strive to compete with larger institutions, they often encounter resource con...

Are you an entrepreneur with a vision to venture into the financial sector in India? Are you looking to establish a Non-Banking Financial Company (NBFC) but unsure of where to begin? Look no further! In this article, we'll delve into the intricac...