Most loan defaults don’t happen because of bad customers — they happen because of bad credit decisions.
Yet, many NBFCs still rely on outdated, unstructured loan assessment methods.
If you’re serious about scaling safely and s...
The Reserve Bank of India (RBI) has released draft guidelines on gold loans, aimed at improving transparency and regulatory consistency in the sector. While these new norms bring much-needed clarity, they also introduce stricter compliance requiremen...
In today’s competitive market, delayed payments can create major cash flow challenges—especially for Micro, Small, and Medium Enterprises (MSMEs). That’s where factoring steps in as a powerful financial solution.
What is Factor...
.png)
In the era of Open Finance, NBFC Account Aggregators (AA) are revolutionizing how financial data is shared, accessed, and utilized. If you're a fintech, NBFC, or financial service provider, an NBFC-AA license could be your key to unlocking a futu...
India’s digital lending industry is on a rapid growth trajectory, projected to hit $1.3 trillion by 2030! With AI-powered risk assessment, fintech innovation, and RBI-backed policies, the sector is ripe with opportunities.
💰 Want to tap int...
In the fast-paced world of fintech, many entrepreneurs are eyeing the potential of acquiring an NBFC (Non-Banking Financial Company) or applying for new NBFC registrations.
But here’s the reality: Most attempts fall short. Whether you're...
NBFCs face huge financial risks, rising fraud, and strict RBI regulations. Traditional KYC checks are too slow, manual, and risky!
That’s where Verification APIs come in—helping NBFCs stay compliant, prevent fraud, and onboard cu...
India’s digital lending space has witnessed tremendous growth, making credit more accessible to individuals and MSMEs. However, with this growth has come a dark side—a rise in unregulated lenders engaging in:
❌ Predatory inte...
Vehicle finance plays a critical role in enabling individuals and businesses to own vehicles through structured credit facilities. But have you ever wondered how lenders assess risk before approving a vehicle loan? Let’s break it down!
The ...
India’s fintech ecosystem has rapidly evolved into one of the most dynamic and innovative sectors in the world. While payments, digital banking, and other services have played an important role, lending has emerged as the primary driver of prof...
.jpeg)
In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...
.jpeg)
The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...
Introduction
Non-banking financial companies (NBFCs) play a quintessential role in bridging the credit gap within economies worldwide, especially in the dynamic financial background of 2024. The rapid development and diversification of NBFCs ensur...
.jpeg)
Introduction
Jio Financial Services (JFS), a financial arm of the energy-to-telecom conglomerate Reliance Industries Limited (RIL), has recently transitioned from a Non-Banking Financial Company (NBFC) to a Core Investment Company (CIC). This sign...
.jpeg)
Co-lending, a collaborative lending model where multiple lenders join forces to provide financing to a borrower, has become increasingly popular in the financial sector. This approach allows lenders to capitalize on their individual strengths while s...
.jpeg)
As the demand for credit surges across corporate and industrial sectors, Non-Banking Financial Companies (NBFCs) have become crucial players in the financial ecosystem. Unlike traditional banks, NBFCs offer easier access to credit, making them highly...
As regulatory expectations evolve, Non-Banking Financial Companies (NBFCs) face increasing demands to develop comprehensive policies ensuring compliance, effective risk management, and robust governance. This is particularly crucial for NBFCs in the ...
.jpeg)
In the fast-paced world of finance, efficient loan management is crucial for lenders to stay competitive. A loan management system (LMS) is a digital platform designed to simplify and automate the entire loan lifecycle, from application to repayment....
Emerging technologies and strategic partnerships are crucial for Non-Banking Financial Companies (NBFCs) to thrive in an increasingly regulated and competitive financial landscape. By integrating advanced technologies and collaborating with FinTech c...
.jpeg)
Imagine being able to withdraw cash from an ATM without using your card or deposit cash using only your smartphone. Thanks to the efforts of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI), this is now possible w...
.jpeg)
In the rapidly evolving financial services sector, Non-Banking Financial Companies (NBFCs) are experiencing a transformative shift, thanks to the advent of digital and AI-enabled tools. Systems such as Loan Origination Systems (LOS) and Loan Manageme...
.jpeg)
The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...
.jpeg)
A Comprehensive Guide to the Money Changer Business
In our increasingly globalized world, the demand for currency exchange services is on the rise. From tourists to business travelers, the need for quick and reliable money changing services is eve...
.jpeg)
The fintech industry is experiencing an unprecedented evolution, driven by groundbreaking innovations that are transforming how we manage, invest, and think about money. From artificial intelligence to blockchain, the financial landscape is being red...
The finance world is experiencing a profound transformation, driven by the pervasive influence of the digital realm. One of the most intriguing shifts is the collaboration between Non-Banking Financial Companies (NBFCs) and Fintech startups. This par...
In today's rapidly changing financial landscape, traditional credit scoring methods often fail to meet the needs of millions of people worldwide who are underserved by formal banking systems. Emerging economies, such as the Philippines, struggle ...
.jpeg)
India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...
.jpeg)
The fintech industry has seen remarkable growth in recent years, reshaping how financial services are delivered and accessed. However, this rapid evolution has presented a plethora of regulatory challenges, given the intersection of finance and techn...
.jpeg)
Partnerships are often a catalyst for innovation and growth in the financial industry. One such collaborative model that has been gaining popularity in recent years is the Non-Banking Financial Company (NBFC) Co-Lending model. This innovative approac...
.jpeg)
In recent years, the fintech landscape in India has witnessed a remarkable evolution, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for con...
In today's dynamic financial landscape, small Non-Banking Financial Companies (NBFCs) and FinTech players face unique challenges and opportunities. While these entities strive to compete with larger institutions, they often encounter resource con...
.jfif)
In today's rapidly evolving technological landscape, the financial industry has witnessed a significant transformation, with digital lending emerging as a promising avenue for entrepreneurs. This article serves as a comprehensive guide for aspiri...