.png)
Non-Banking Financial Companies (NBFCs) are grappling with mounting defaults, prolonged legal processes, and tightening cash flows. In today’s landscape, debt recovery isn’t just about compliance—it’s about business continuity...
Most loan defaults don’t happen because of bad customers — they happen because of bad credit decisions.
Yet, many NBFCs still rely on outdated, unstructured loan assessment methods.
If you’re serious about scaling safely and s...
.png)
If you're building in Fintech, Lending, or BFSI, obtaining an Account Aggregator (AA) License is your gateway to innovation and compliance.
An Account Aggregator is a platform regulated by the Reserve Bank of India (RBI) that enables users to ...
With increasing regulatory scrutiny, fintech startups and NBFCs must ensure alignment with global and local data protection laws to remain competitive and trusted:
Key Regulations to Watch:
→ GDPR – Emphasizes a consent-first approac...
.png)
In the era of Open Finance, NBFC Account Aggregators (AA) are revolutionizing how financial data is shared, accessed, and utilized. If you're a fintech, NBFC, or financial service provider, an NBFC-AA license could be your key to unlocking a futu...
XBRL (Extensible Business Reporting Language) is a standardized format designed to enhance accuracy and efficiency in financial reporting.
As per RBI regulations, all NBFCs, particularly those classified under Non-Deposit Taking and Non-Systemical...
NBFCs play a crucial role in India’s credit ecosystem, but non-compliance and operational missteps can lead to RBI penalties, financial losses, or even shutdowns!
Recently, RBI imposed penalties totaling ₹76.60 lakh on four NBFC-P2P lenders ...
Thousands do—and they pay a heavy price.
🚨 Scammers are getting smarter! They pose as NBFCs, run flashy ads, and promise instant loans. But once you download their app, they steal your contacts, messages, and photos—leading to harassm...
To combat rising cyber threats and protect consumers from online fraud, the Reserve Bank of India (RBI) has launched a dedicated domain—‘.bank.in’—exclusively for Indian banks. This initiative aims to establish a secure, relia...
NBFCs face huge financial risks, rising fraud, and strict RBI regulations. Traditional KYC checks are too slow, manual, and risky!
That’s where Verification APIs come in—helping NBFCs stay compliant, prevent fraud, and onboard cu...
India’s digital lending space has witnessed tremendous growth, making credit more accessible to individuals and MSMEs. However, with this growth has come a dark side—a rise in unregulated lenders engaging in:
❌ Predatory inte...
.jpeg)
In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...
.jpeg)
The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...
.jpeg)
The fintech industry is witnessing rapid growth and innovation, with companies continuously seeking new avenues to expand their reach and improve their service offerings. One significant trend that has emerged is the acquisition of Non-Banking Financ...
.jpeg)
In a significant move reinforcing its commitment to maintaining financial stability and consumer protection, the Reserve Bank of India (RBI) recently canceled the licenses of two non-banking financial companies (NBFCs) - Polytex India Ltd, based in M...
As regulatory expectations evolve, Non-Banking Financial Companies (NBFCs) face increasing demands to develop comprehensive policies ensuring compliance, effective risk management, and robust governance. This is particularly crucial for NBFCs in the ...
.jpeg)
In the fast-paced world of finance, efficient loan management is crucial for lenders to stay competitive. A loan management system (LMS) is a digital platform designed to simplify and automate the entire loan lifecycle, from application to repayment....
Emerging technologies and strategic partnerships are crucial for Non-Banking Financial Companies (NBFCs) to thrive in an increasingly regulated and competitive financial landscape. By integrating advanced technologies and collaborating with FinTech c...
.jpeg)
Imagine being able to withdraw cash from an ATM without using your card or deposit cash using only your smartphone. Thanks to the efforts of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI), this is now possible w...
.jpeg)
In the rapidly evolving financial services sector, Non-Banking Financial Companies (NBFCs) are experiencing a transformative shift, thanks to the advent of digital and AI-enabled tools. Systems such as Loan Origination Systems (LOS) and Loan Manageme...
.jpeg)
The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...
.jpeg)
A Comprehensive Guide to the Money Changer Business
In our increasingly globalized world, the demand for currency exchange services is on the rise. From tourists to business travelers, the need for quick and reliable money changing services is eve...
.jpeg)
The fintech industry is experiencing an unprecedented evolution, driven by groundbreaking innovations that are transforming how we manage, invest, and think about money. From artificial intelligence to blockchain, the financial landscape is being red...
.jpeg)
On May 28, 2024, Shri Shaktikanta Das, Governor of the Reserve Bank of India (RBI), inaugurated three significant initiatives to enhance regulatory processes and financial inclusivity. The launch event was attended by prominent figures, including Shr...
The finance world is experiencing a profound transformation, driven by the pervasive influence of the digital realm. One of the most intriguing shifts is the collaboration between Non-Banking Financial Companies (NBFCs) and Fintech startups. This par...
In today's rapidly changing financial landscape, traditional credit scoring methods often fail to meet the needs of millions of people worldwide who are underserved by formal banking systems. Emerging economies, such as the Philippines, struggle ...
.jpeg)
India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...
.jpeg)
The fintech industry has seen remarkable growth in recent years, reshaping how financial services are delivered and accessed. However, this rapid evolution has presented a plethora of regulatory challenges, given the intersection of finance and techn...
.jpeg)
Partnerships are often a catalyst for innovation and growth in the financial industry. One such collaborative model that has been gaining popularity in recent years is the Non-Banking Financial Company (NBFC) Co-Lending model. This innovative approac...
.jpeg)
In recent years, the fintech landscape in India has witnessed a remarkable evolution, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for con...
In the relentless pursuit of financial inclusion, a notable paradigm shift has unfolded in recent years, marked by the symbiotic relationship between Non-Banking Financial Companies (NBFCs) and Fintech firms. This strategic alliance has emerged as a ...
.jfif)
In the intricate ecosystem of finance, small Non-Banking Financial Companies (NBFCs) often find themselves navigating a landscape fraught with operational challenges. These hurdles, stemming from limited resources and scale, can impede growth and sus...
.jfif)
In today's rapidly evolving technological landscape, the financial industry has witnessed a significant transformation, with digital lending emerging as a promising avenue for entrepreneurs. This article serves as a comprehensive guide for aspiri...
In the intricate world of finance, regulatory compliance stands as the bedrock of stability and credibility. This blog explores the profound impact of NBFC Advisor, showcasing how its expert guidance has been instrumental in steering Non-Banking Fina...
In the intricate world of finance, Non-Banking Financial Companies (NBFCs) operate within a nuanced regulatory landscape. This blog offers an insightful exploration into the complexities, nuances and critical role of compliance in shaping the traject...