Most loan defaults don’t happen because of bad customers — they happen because of bad credit decisions.
Yet, many NBFCs still rely on outdated, unstructured loan assessment methods.
If you’re serious about scaling safely and s...
With over 190 million adults in India lacking a formal credit history, traditional credit scoring models fall short.
Alternative Credit Scoring taps into digital footprints—such as rent payments, utility bills, mobile transactions, and even ...
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In the era of Open Finance, NBFC Account Aggregators (AA) are revolutionizing how financial data is shared, accessed, and utilized. If you're a fintech, NBFC, or financial service provider, an NBFC-AA license could be your key to unlocking a futu...
Traditional KYC is slow, expensive, and vulnerable to fraud. Video KYC (vKYC) is revolutionizing the process by making it faster, safer, and more efficient.
✅ Faster Approvals – Complete KYC in 10-15 minutes, loan disbursal within 48 hours.
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India’s digital lending industry is on a rapid growth trajectory, projected to hit $1.3 trillion by 2030! With AI-powered risk assessment, fintech innovation, and RBI-backed policies, the sector is ripe with opportunities.
💰 Want to tap int...
India's lending sector is on a meteoric rise, fueled by an expanding middle class, fintech innovation, and strong regulatory support.
This growth presents a golden opportunity for foreign investors, fintech firms, and financial instituti...
Digital lending is set to hit ₹5 TRILLION by FY28! 📈
With a 40% CAGR growth, the industry is expected to double its market share in India’s retail loan space in just four years.
And the best part? It’s just getting started!
What...
India’s digital lending space has witnessed tremendous growth, making credit more accessible to individuals and MSMEs. However, with this growth has come a dark side—a rise in unregulated lenders engaging in:
❌ Predatory inte...
Vehicle finance plays a critical role in enabling individuals and businesses to own vehicles through structured credit facilities. But have you ever wondered how lenders assess risk before approving a vehicle loan? Let’s break it down!
The ...
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In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...
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The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...
The alternative investment industry in India is experiencing a remarkable surge, outpacing traditional mutual funds at an unprecedented rate. Over the last five years, from June FY19 to June FY24, the industry has achieved a Compound Annual Growth Ra...
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In the fast-paced world of finance, efficient loan management is crucial for lenders to stay competitive. A loan management system (LMS) is a digital platform designed to simplify and automate the entire loan lifecycle, from application to repayment....
Emerging technologies and strategic partnerships are crucial for Non-Banking Financial Companies (NBFCs) to thrive in an increasingly regulated and competitive financial landscape. By integrating advanced technologies and collaborating with FinTech c...
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In the rapidly evolving financial services sector, Non-Banking Financial Companies (NBFCs) are experiencing a transformative shift, thanks to the advent of digital and AI-enabled tools. Systems such as Loan Origination Systems (LOS) and Loan Manageme...
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The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...
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The fintech industry is experiencing an unprecedented evolution, driven by groundbreaking innovations that are transforming how we manage, invest, and think about money. From artificial intelligence to blockchain, the financial landscape is being red...
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The Reserve Bank of India (RBI) has introduced draft guidelines that aim to bring transparency and fairness to the digital lending space. These guidelines are specifically targeted at regulating Lending Service Providers (LSPs), previously known as l...
The finance world is experiencing a profound transformation, driven by the pervasive influence of the digital realm. One of the most intriguing shifts is the collaboration between Non-Banking Financial Companies (NBFCs) and Fintech startups. This par...
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Partnerships are often a catalyst for innovation and growth in the financial industry. One such collaborative model that has been gaining popularity in recent years is the Non-Banking Financial Company (NBFC) Co-Lending model. This innovative approac...
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In recent years, the fintech landscape in India has witnessed a remarkable evolution, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for con...
In the relentless pursuit of financial inclusion, a notable paradigm shift has unfolded in recent years, marked by the symbiotic relationship between Non-Banking Financial Companies (NBFCs) and Fintech firms. This strategic alliance has emerged as a ...
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In the dynamic realm of Non-Banking Financial Companies (NBFCs), takeover processes play a crucial role in shaping market landscapes and strategic trajectories. Let’s delve into the intricacies of NBFC takeovers, exploring the reasons behind th...
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In the intricate ecosystem of finance, small Non-Banking Financial Companies (NBFCs) often find themselves navigating a landscape fraught with operational challenges. These hurdles, stemming from limited resources and scale, can impede growth and sus...
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In today's rapidly evolving technological landscape, the financial industry has witnessed a significant transformation, with digital lending emerging as a promising avenue for entrepreneurs. This article serves as a comprehensive guide for aspiri...