Blogs

With over 190 million adults in India lacking a formal credit history, traditional credit scoring models fall short. Alternative Credit Scoring taps into digital footprints—such as rent payments, utility bills, mobile transactions, and even ...

The buzz around Non-Banking Financial Companies (NBFCs) is louder than ever, fueled by Digital Transformation and Regulatory Adaptation. As India moves towards a $7 trillion economy by 2030, NBFCs are playing a pivotal role—powering MSMEs, a...

Please remember the following information regarding Non-Banking Financial Companies (NBFCs): NBFCs play a vital role in providing funding to the Indian economy, and the Reserve Bank of India (RBI) is responsible for regulating and supervising thes...

Imagine being able to withdraw cash from an ATM without using your card or deposit cash using only your smartphone. Thanks to the efforts of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI), this is now possible w...

The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...

The finance world is experiencing a profound transformation, driven by the pervasive influence of the digital realm. One of the most intriguing shifts is the collaboration between Non-Banking Financial Companies (NBFCs) and Fintech startups. This par...

India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...

Starting your own business can be a challenging task, and it can be even more daunting when it comes to the financial sector, particularly if you're planning to start a lending/NBFC business in India. This is because you require a NOF (Net Owned ...

In India, Micro, Small, and Medium Enterprises (MSMEs) and retail borrowers constitute a significant portion of the economy, yet access to formal financing remains a challenge. However, the emergence of co-lending partnerships between Banks and Non-B...

Are you an entrepreneur with a vision to venture into the financial sector in India? Are you looking to establish a Non-Banking Financial Company (NBFC) but unsure of where to begin? Look no further! In this article, we'll delve into the intricac...