Blogs

India's lending sector is on a meteoric rise, fueled by an expanding middle class, fintech innovation, and strong regulatory support.  This growth presents a golden opportunity for foreign investors, fintech firms, and financial instituti...

Digital lending is set to hit ₹5 TRILLION by FY28! 📈 With a 40% CAGR growth, the industry is expected to double its market share in India’s retail loan space in just four years. And the best part? It’s just getting started! What...

India’s fintech ecosystem has rapidly evolved into one of the most dynamic and innovative sectors in the world. While payments, digital banking, and other services have played an important role, lending has emerged as the primary driver of prof...

In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...

On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...

Introduction The Securities and Exchange Board of India (SEBI) has recently introduced significant amendments to the regulations governing Category I and Category II Alternative Investment Funds (AIFs), with a specific focus on borrowing provision...

Please remember the following information regarding Non-Banking Financial Companies (NBFCs): NBFCs play a vital role in providing funding to the Indian economy, and the Reserve Bank of India (RBI) is responsible for regulating and supervising thes...

The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...

India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...

Starting your own business can be a challenging task, and it can be even more daunting when it comes to the financial sector, particularly if you're planning to start a lending/NBFC business in India. This is because you require a NOF (Net Owned ...

In India, Micro, Small, and Medium Enterprises (MSMEs) and retail borrowers constitute a significant portion of the economy, yet access to formal financing remains a challenge. However, the emergence of co-lending partnerships between Banks and Non-B...