Blogs

₹12 lakh income? No tax. ₹12,10,000 income? ₹61,500 tax? What happens if your income exceeds ₹12 lakh by just ₹1? Did you know that earning just ₹1 extra above ₹12 lakh could shoot up your tax liability disproportionately? That’s wh...

On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...

Co-lending, a collaborative lending model where multiple lenders join forces to provide financing to a borrower, has become increasingly popular in the financial sector. This approach allows lenders to capitalize on their individual strengths while s...

To bolster transparency and protect the interests of borrowers utilizing digital lending platforms, the Reserve Bank of India (RBI) has introduced guidelines aimed at regulating loan aggregators, now termed Lending Service Providers (LSPs). These ...

In today's rapidly changing financial landscape, traditional credit scoring methods often fail to meet the needs of millions of people worldwide who are underserved by formal banking systems. Emerging economies, such as the Philippines, struggle ...

India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...

Partnerships are often a catalyst for innovation and growth in the financial industry. One such collaborative model that has been gaining popularity in recent years is the Non-Banking Financial Company (NBFC) Co-Lending model. This innovative approac...

In India, Micro, Small, and Medium Enterprises (MSMEs) and retail borrowers constitute a significant portion of the economy, yet access to formal financing remains a challenge. However, the emergence of co-lending partnerships between Banks and Non-B...