Blogs

With over 190 million adults in India lacking a formal credit history, traditional credit scoring models fall short. Alternative Credit Scoring taps into digital footprints—such as rent payments, utility bills, mobile transactions, and even ...

In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...

In the rapidly evolving financial services sector, Non-Banking Financial Companies (NBFCs) are experiencing a transformative shift, thanks to the advent of digital and AI-enabled tools. Systems such as Loan Origination Systems (LOS) and Loan Manageme...

The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...

The Reserve Bank of India recently announced major changes in the Non-Banking Financial Company (NBFC) sector. The RBI revealed that 15 NBFCs, including notable entities such as Tata Capital Financial Services and Revolving Investments, have voluntar...

In today's rapidly changing financial landscape, traditional credit scoring methods often fail to meet the needs of millions of people worldwide who are underserved by formal banking systems. Emerging economies, such as the Philippines, struggle ...

India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...

In the relentless pursuit of financial inclusion, a notable paradigm shift has unfolded in recent years, marked by the symbiotic relationship between Non-Banking Financial Companies (NBFCs) and Fintech firms. This strategic alliance has emerged as a ...

In India, Micro, Small, and Medium Enterprises (MSMEs) and retail borrowers constitute a significant portion of the economy, yet access to formal financing remains a challenge. However, the emergence of co-lending partnerships between Banks and Non-B...

In the intricate world of finance, Non-Banking Financial Companies (NBFCs) operate within a nuanced regulatory landscape. This blog offers an insightful exploration into the complexities, nuances and critical role of compliance in shaping the traject...

In an era marked by rapid technological advancements, the landscape of digital inclusion is continually evolving. This blog explores the symbiotic relationship between technological progress and the pursuit of digital inclusion, shedding light on how...

Introduction: In the ever-evolving landscape of finance, Non-Banking Financial Companies (NBFCs) are emerging not just as financial entities but as true catalysts for transformative change. This blog delves into the profound impact of NBFCs, explorin...