Blogs

In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...

The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...

On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...

Co-lending, a collaborative lending model where multiple lenders join forces to provide financing to a borrower, has become increasingly popular in the financial sector. This approach allows lenders to capitalize on their individual strengths while s...

In the fast-paced world of finance, efficient loan management is crucial for lenders to stay competitive. A loan management system (LMS) is a digital platform designed to simplify and automate the entire loan lifecycle, from application to repayment....

The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...

To bolster transparency and protect the interests of borrowers utilizing digital lending platforms, the Reserve Bank of India (RBI) has introduced guidelines aimed at regulating loan aggregators, now termed Lending Service Providers (LSPs). These ...

The Reserve Bank of India (RBI) has introduced draft guidelines that aim to bring transparency and fairness to the digital lending space. These guidelines are specifically targeted at regulating Lending Service Providers (LSPs), previously known as l...

In today's rapidly changing financial landscape, traditional credit scoring methods often fail to meet the needs of millions of people worldwide who are underserved by formal banking systems. Emerging economies, such as the Philippines, struggle ...

India is on the verge of a financial revolution, thanks to its growing economy and diverse demographics. However, there still exists a significant credit gap, especially among businesses and individuals. This gap is obstructing the country's econ...